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Gift Tax Blog

Expert articles on gift tax planning, legislative updates, filing tips, and wealth transfer strategies.

FeaturedGift Types14 min read

Gifting Real Estate to Your Children: A Complete Gift Tax Guide

Thinking about giving your house or investment property to your children? Before you sign over the deed, understand the gift tax consequences, the critical cost basis trap, and why selling might actually save your family thousands.

February 28, 2026Read Article
Scenarios12 min read

Parents Helping with a Down Payment: Gift Tax Rules, Gift Letters, and What the IRS Expects

Helping your child buy their first home is one of the most common — and most confusing — gift tax scenarios. Here's everything you need to know about gift letters, IRS reporting, and how to structure the gift to avoid problems with both the IRS and the mortgage lender.

February 20, 2026Read Article
Gift Types11 min read

Gift Tax on Cryptocurrency: Bitcoin, Ethereum, and Digital Asset Transfers

Cryptocurrency gifts are becoming increasingly common as digital asset holders look for tax-efficient ways to transfer wealth. But the IRS has specific rules for valuing, reporting, and tracking the cost basis of gifted crypto.

February 15, 2026Read Article
Scenarios10 min read

Paying Off Your Child's Student Loans: Gift Tax Implications and Smarter Alternatives

Many parents want to help their adult children escape student debt. But unlike paying tuition directly to a school, paying off student loans is treated as a taxable gift by the IRS. Here's what you need to know — and how to structure payments to minimize tax consequences.

February 10, 2026Read Article
Strategies13 min read

Grandparent 529 Plan Contributions: Superfunding, Gift Tax Rules, and the New FAFSA Advantage

529 plans offer grandparents one of the most powerful gift tax planning tools available — including the ability to contribute up to $95,000 at once without gift tax. Plus, recent FAFSA changes and the new Roth IRA rollover make grandparent 529s more attractive than ever.

February 5, 2026Read Article

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